PayTech
Connect the card, the payment touchpoint and the digital service.
Hengbao brings together payment cards, personalisation, merchant devices, digital issuance and cryptographic security. From established card programmes to emerging digital services, our portfolio helps financial institutions and payment providers connect physical payment experiences with the platforms behind them.
Payment & Issuance Services
Create card programmes around your customers and your brand, with payment cards, premium materials, custom design and personalisation services. Available offerings span centralised production, instant issuance, self-service issuance and managed operations.
Learn moreMerchant Acquiring Devices
Support payment acceptance with QR displays, cloud speakers, embedded payment modules, smart POS and mPOS. Terminal management is available; SoftPOS and the payment gateway and aggregated acquiring API are under development.
Learn moreDigital Issuance Services
Extend card programmes into digital channels through TSM credential management, white-label virtual cards, payment tokenisation and digital wallets. These offerings are under development and open for requirements discussions.
Learn moreHardware Security Module & Key Management System
Protect sensitive keys and cryptographic operations with available HSM and key-management capabilities for issuance, payment processing and identity applications.
Learn moreCryptographic Library & Post-Quantum Security
Explore planned cryptographic components and migration support for systems preparing for future algorithm changes.
Learn moreWho It Is For
Commercial and digital banks, card issuers, acquiring institutions, payment providers, fintech companies and merchant-platform operators.
Connected to Your Environment
Connect the relevant components with your issuance, acquiring, identity and operational systems. The solution architecture brings together the interfaces, key protection and business rules required by your programme.
Related Solutions
Discuss Your Requirements
Speak with Hengbao about your programme, integration needs and the capabilities that fit your organisation.