Payment & Issuance Services
Payment Cards
Make everyday payments part of a stronger customer experience.
A payment card connects an issuer's brand with the moments its customers use it. Hengbao combines secure chip technology, application development and personalisation to support conventional cards, mobility programmes and alternative payment form factors.
EMV Payment Cards
Support contact and contactless transactions with secure-chip cards adapted to the relevant payment-network applications. Numberless card designs reduce sensitive information printed on the card face, while dynamic CVV options support changing verification codes for online transactions.
- Contact, contactless and dual-interface configurations.
- Numberless and dynamic CVV options for differentiated card programmes.
- Multi-application loading and personalised card-face layouts.
- Compatibility with centralised and instant personalisation workflows.
Transit & Mobility Payment Cards
Bring transit ticketing and financial payments together on a single credential. Securely separated applications support fare deduction, stored balances and project-specific ticketing rules, with lifecycle functions including loss reporting, reissue and balance migration.
Wearable & Form-Factor Diversified Payment Cards
Extend contactless payments into wristbands, key fobs, bracelets and other compact carriers. Branded designs and scenario-specific structures support programmes for campuses, events, hospitality and mobility.
Who It Is For
Banks, digital banks, card issuers, payment providers, transit operators and programme partners.
Connected to Your Environment
Cards connect with issuer card-management and personalisation systems. Dynamic CVV involves supporting cryptographic services, HSM integration and the applicable payment-network rules. Transit applications connect with local ticketing and clearing environments.
Discuss Your Requirements
Speak with Hengbao about your programme, integration needs and the capabilities that fit your organisation.