Merchant Acquiring Devices
Payment Gateway & Aggregated Acquiring API
Connect payment channels through a more consistent integration layer.
Hengbao is developing gateway and merchant-configuration capabilities to simplify multi-channel acquiring integration. The solution brings standard transaction interfaces together with merchant, store and payment-parameter management.
Aggregated Acquiring API Interfaces
Connect payment channels through unified payment, refund, query and callback interfaces. Channel adapters and transaction routing support future provider expansion, with reconciliation outputs and exception handling.
- Unified transaction and status interfaces.
- Multi-channel adaptation and routing.
- Order queries, callbacks and reconciliation data.
Merchant Payment Configuration Management Platform
Coordinate merchant and store records, payment channels, rate parameters and operational rules. Approval workflows, configuration versions and audit logs support more controlled changes across merchant portfolios.
- Merchant and store profiles.
- Channel, rate and risk-parameter configuration.
- Approval permissions, version history and operation logs.
Who It Is For
Acquirers, payment providers, merchant platforms, ISVs, fintech companies, e-commerce businesses and chain merchants.
Connected to Your Environment
The gateway connects with upstream acquiring channels and merchant systems. Message encryption and signing support the integration, while customer business rules define rates, routing and operational responsibilities.
Discuss Your Integration Requirements
Speak with Hengbao about your programme, integration needs and the capabilities that fit your organisation.