Hengbao
Digital virtual card banking app smartphone fintech

Digital Issuance Services

White-Label Digital / Virtual Card Full-Lifecycle Management Solution

Shape digital card services around your own brand.

Hengbao is developing a white-label platform for digital and virtual card programmes. Product templates, card creation and lifecycle controls are brought together through APIs so banks, fintech companies and enterprise platforms can build their own card experience.

Under development

Create and Configure Cards

Configure card-product templates and create virtual cards in batches for programmes such as corporate expenses, employee purchasing and online payments.

Control the Card Lifecycle

Manage activation, suspension and cancellation alongside transaction limits. Transaction records and reporting support customer service and programme operations.

Connect Your Customer Experience

Use business APIs to connect card functions with your application and backend services, keeping your own brand at the centre of the digital journey.

Who It Is For

Commercial and digital banks, fintech companies, enterprise payment platforms and card issuers.

Connected to Your Environment

The platform connects with issuing processors, tokenisation services and HSM-protected key infrastructure. Processing, payment-network tokenisation and account responsibilities follow the selected programme architecture.

Discuss Your Digital Card Programme

Speak with Hengbao about your programme, integration needs and the capabilities that fit your organisation.