Digital Issuance Services
Digital Tokenisation
Reduce the exposure of payment credentials across digital journeys.
Hengbao's payment tokenisation service is under development to support mobile wallets, card-on-file payments and connected payment experiences. Tokens replace the primary account number within the supported payment flow, reducing the need to handle original card details throughout the transaction chain.
Token Provisioning and Binding
Support token requests, card binding and unbinding through interfaces connected with the participating payment ecosystem.
Token Lifecycle Controls
Manage token status, suspension and cancellation as customer circumstances, devices and payment relationships change.
Connected Credential Services
Coordinate token status with digital wallets and trusted service management platforms. Token restrictions and permitted use follow the relevant token-service rules.
Who It Is For
Banks, card issuers, payment providers, wallet operators, merchant platforms and payment-ecosystem partners.
Connected to Your Environment
The service connects with payment-network token services and HSM-protected keys. Tokenisation here refers to payment credentials, rather than asset tokenisation or the identity tokens described elsewhere in the portfolio.
Discuss Payment Tokenisation
Speak with Hengbao about your programme, integration needs and the capabilities that fit your organisation.